90%
Unlock 90% of your invoice upfront
Hopscotch Flow
The most flexible lending tool for your business
41
Get paid 41 days faster on average
3%
Pay roughly 3% to Flow a net-30 invoice
Worried about short-term cash flow?
Get paid instantly when you Flow an invoice.
What types of businesses are a good fit for Flow?
Hopscotch Flow supports many types of businesses across different industries at various stages of growth.
B2B service industries where invoicing is a required step of the billing process.
Revenue bands from $2K/mo up to $10M/mo.
Branding Marketing
Media Production
Auto Services
E-Commerce
Operations
Consulting
Building Services
Design
Most Medical Services
Trucking
Oil & Gas
Mining
Shipping
Medical
Purchase Order Financing
Hopscotch is awesome! One of my favorite features is Flow. It allows me to receive advanced funding before the customer even pays. This is an essential asset for my small business.
Alton H.
Retail business owner, 1-10 employees
Get approved for Flow
Create a Hopscotch account, verify your business, and get approved for Flow. You’ll know your borrowing limit and rate within the hour. If you aren’t automatically approved, you can request a manual review from our team.
Flow your first invoice
Create and send a new invoice using the Hopscotch invoicing tools or upload an outstanding invoice. If it’s eligible for Flow, you’ll see the blue chevron icon. Once you click Flow and accept payment terms, 90% of the total invoice amount will be instantly added to your Hopscotch Balance.
Put your increased cash flow to work
When your customer pays the invoice, the remaining 10% of funds will be added to your Hopscotch Balance (minus a small base fee.) If your customer doesn’t pay back the invoice on time, a daily late is fee applied to the transaction.
Get approved for Flow
Create a Hopscotch account, verify your business, and get approved for Flow. You’ll know your borrowing limit and rate within the hour. If you aren’t automatically approved, you can request a manual review from our team.
Flow your first invoice
Create and send a new invoice using the Hopscotch invoicing tools or upload an outstanding invoice. If it’s eligible for Flow, you’ll see the blue chevron icon. Once you click Flow and accept payment terms, 90% of the total invoice amount will be instantly added to your Hopscotch Balance.
Put your increased cash flow to work
When your customer pays the invoice, the remaining 10% of funds will be added to your Hopscotch Balance (minus a small base fee.) If your customer doesn’t pay back the invoice on time, a daily late is fee applied to the transaction.
Case Studies
Operations consultancy
How an operations consultancy optimizes revenue with Flow
Managing multiple expenses and debts is a common practice for small business owners, but it can be risky. Poor cash flow is the #1 reason that small businesses fail! This operations consultant uses Flow to avoid incurring late fees and reduce time spent on admin tasks. “I have used Flow to pay down debt before interest payments would come due. It has also saved me time from being on the phone trying to coordinate payment dates with vendors.”
30 days
Average net terms crushed per Flow
$6.5K
Average Flow usage per month
$21K
Total cashflow unlocked to date
Interior design firm
How an interior design firm strategically scales using Flow
Architects and interior design companies often deal with upfront costs for labor and materials. Their work is inherently risky because each venture usually involves multiple companies. And sometimes clients don’t advance payment before work is completed. All this adds up to a struggle to manage inflow and outflow. This interior design firm uses Flow to unlock invoice revenue 30 days early, pay vendors, and invest in other projects to keep business moving.
30 days
Average net terms crushed per flow
$440K
Average Flow usage per month
$1.3M
Total cashflow unlocked-to-date
Digital design agency
How a design agency says yes to more clients using Flow
Small teams and contractors need bigger projects to grow revenue and scale their operations, but saying yes to larger clients can be daunting because they typically tend to invoice on longer net payment terms. This design agency uses Flow to get paid an average of 71 days early and say yes to significant client opportunities. This increases revenue, improves brand recognition, and helps grow their business across the board.
71 days
Average net terms crushed per Flow
$19K
Average Flow usage per month
$38K
Total cashflow unlocked to date