Skip net invoice terms and get paid instantly
Thousands of small businesses fail each year because of poor cash flow. Hopscotch Flow is the invoice factoring partner you need for a rainy day.
Accelerate cash flow from unpaid invoices without alerting your clients or needing a credit check. Never worry about getting paid late again—control when money hits your account, protect client relationships, and avoid gaps in cash flow.
Go from pending to paid
Say hello to the best invoice factoring alternative for small businesses.
The ultimate cash flow control for small businesses
Traditional invoice factoring is expensive, slow, and inconvenient. Hopscotch Flow is a form of alternative financing that’s fast and affordable for small businesses. Get paid instantly, protect valuable client relationships, and de-risk your business.
No credit check required
Hopscotch Flow goes above and beyond traditional invoice factoring. Hopscotch Flow is easy to use, designed specifically for small businesses, and won’t ding your credit. Find out immediately if your invoice qualifies for Flow, and get access to your cash right away.
Privacy guaranteed
Hopscotch Flow protects valuable client relationships by keeping your cash flow activity private. Your clients won’t be notified when you use Hopscotch Flow, so you can accelerate funds from unpaid invoices as needed without alerting anyone or risking the reputation of your business.
Dynamic rates to fit your business
See how using Hopscotch Flow creates instant access to working capital.
Invoices you send each month
Average invoice size
Time it takes to get paid (days)
Flow benefits
Stop waiting for your client to pay and unlock your money sooner.
$1,152,000
of your money unlocked sooner every year
6,480 days
of not waiting on invoices to be paid every year
Generate and send an invoice
Use Hopscotch to create professional invoices using simple or detailed templates. Add logos, icons, and the brand colors of your business, then send it to your client. They don’t even need a Hopscotch account to pay you.
Click Flow and review payment terms
If an invoice is eligible for Flow, you’ll see the blue chevron icon. Once you click Flow and accept payment terms, the funds will be instantly added to your Hopscotch Balance. It’s a simple, effective way to avoid gaps in cash flow and get paid on time.
Get back to what you do best
Late payments and cash flow delays are the top killers of small businesses. By using Flow, you can avoid these issues altogether and keep working toward your growth goals.
Hopscotch Flow relieves the mental load and stress about late payments.
Jacob
Domno
Check out the full suite of payment tools
Bill Pay
Pay bills on time without missing a beat
Review and schedule payments using a bank transfer, credit card, or your Hopscotch Balance. Integrate with QBO to reconcile payments automatically.
Invoicing
Create and send branded invoices in seconds
Pump up your revenue with fast, fee-free payment options. Control the transaction experience for clients and vendors.